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E-Trade Savings and Online banking

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E-Trade has recently started offering a great saving account that they call "Complete Savings". It's your basic bank savings account except for the fact that they are offering roughly 5% Interest. They have a list of their rates here. All the savings accounts I've had before at traditional banks have had less than 1% interest. For example, I have a Wachovia savings account and their interest rate for balance (like mine) less than $10,000 is 0.2% The E-Trade Complete Savings has no minimum and you can start the account with as little as one dollar. Taking the compounding out of it for now, let's say you put $1,000 in the E-Trade account and $1,000 in a Wachovia type account. After one year The E-Trade account would have made $50 compared to $2 from the competition. To use E-Trade of course, you have to be comfortable with Online Banking. Personally, I don't have a problem with it. In fact, I've been using E-Trade since about 2000 (if memory serves). In fact, I use them as my primary bank these days. In regards to the Wachovia account I mentioned earlier, I still keep that one open cause every now and then, I want to be able to walk into a branch. Also, I use Wachovia for my ATM since they are right across the street from me. This way I avoid racking up ATM fees.

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E-Trade Savings and Online banking

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E-Trade has recently started offering a great saving account that
they call "Complete Savings". It's your basic bank savings account
except for the fact that they are offering roughly 5% Interest.
They have a list of their rates
<<link|here|https://us.etrade.com/e/t/home/completesavings?_skinnertab=bank>>.
All the savings accounts I've had before at traditional banks have
had less than 1% interest. For example, I have a Wachovia savings
account and their interest rate for balance (like mine) less than
$10,000 is 0.2% The E-Trade Complete Savings has no minimum and you
can start the account with as little as one dollar. Taking the
compounding out of it for now, let's say you put $1,000 in the
E-Trade account and $1,000 in a Wachovia type account. After one
year The E-Trade account would have made $50 compared to $2 from
the competition. To use E-Trade of course, you have to be
comfortable with Online Banking. Personally, I don't have a problem
with it. In fact, I've been using E-Trade since about 2000 (if
memory serves). In fact, I use them as my primary bank these days.
In regards to the Wachovia account I mentioned earlier, I still
keep that one open cause every now and then, I want to be able to
walk into a branch. Also, I use Wachovia for my ATM since they are
right across the street from me. This way I avoid racking up ATM
fees.


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-- Miscellaneous

-- metadata
-- date: 2007-03-16 00:00:00
-- id: 20elzipd
-- status: published
-- type: post
-- SCRUBBED_NEO: false
-- site: aws